Statement of Condition

Take advantage of financial strength and lending capacity for your business.

Capital Ratios as of 6/30/18

  Union Bank Peer Group National
Tier 1 Leverage Ratio 7.9259% 11.49% 11.3300%
Common Equity Tier 1 Capital Ratio 22.1720% 16.76% 16.9900%
Tier 1 Risk Based Capital Ratio 22.1720% 16.80% 17.0100%
Total Risk Based Capital Ratio 23.3281% 17.92% 18.0800%



Minimum regulatory requirements for well-capitalized institutions: 
Tier 1 Leverage Ratio 5.00%
Common Equity Tier 1 Capital Ratio 6.50%
Tier 1 Risk Based Capital Ratio 8.00%
Total Risk Based Capital Ratio 10.00%


**  Consistently ranked amongst safest banks in the State of Minnesota by various business publications  **  

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